If you have an emergency, need to repair your car, have to renovate your house, or have been invited to a wedding and just do not have the cash, do not stress. We have chosen the best platforms for bad credit loans with guaranteed approvals on the market which are tried and proven. So, your problem’s solution is just a few clicks away.
Unlike many sites out there that just try to sell products or services without doing the needed research, here, we deliver reliable information based on detailed research. Plus, we backed it up with the official websites of the brands. Why is it important to note that you can find the information on the website? Because while researching, we discovered that many sites had written their own features of some of the brands, or some articles contained outdated data. But, all of the information here is up to date.
In this article, you will read about brands that act as a middleman between you and lenders and connect you with a wide range of them with just one application. Since they have an algorithm that makes the selection, you will get proposals in no time. The best part is they do not charge you any fee for their services. So, keep on reading if you want to learn more about this and the best bad credit loans with guaranteed approvals.
Loans for Bad Credit with Guaranteed Approvals
- MoneyMutual: Best Overall Bad Credit Loans with Guaranteed Approval
- BadCreditLoans: Best for No-Credit-Check Loans
- CashUSA: Best for Instant Loan Approval
- Personal Loans: Most Vigilant & Best for Personal Loans
- Credit Loan: Most Trustworthy
#1. MoneyMutual: Best Overall Bad Credit 
Loan with Guaranteed Approval
From all of the brands we came across while researching, we can say MoneyMutual is overall the best option, and they have reached the highest number of customers. So far, they have over two million people who have trusted their services.
They also have 3,445,350 reviews on ConsumerAffairs that are all verified. Plus, they have an impressive 4.8 of 5 rating at , which is the highest compared with other brands on our list. And last but not least, they have an A rating with the Better Business Bureau.
MoneyMutual showed up as a result of the fact that the founders noticed that 40% of Americans just could not come up with $400 in case of an emergency. The brand was established in 2010, and MoneyMutual is a member of the Online Lenders Alliance (OLA), which means it ensures the best practices for online lenders in the short-term loan industry.
So, they are a good choice if you need quick funding in case of an unexpected expense or any other purpose. As we mentioned, this company behaves as a middleman, and it is only responsible for connecting borrowers with lenders. So far, they have 60 lenders willing to provide you with a loan, despite your bad credit score.
Features
- With MoneyMutual, you can borrow from $200 to $5,000.
- You can choose to return the money with a range of 3 to 72 months.
- The interest rates vary.
When it comes to loan types, you can decide to go for payday, installment, or bad credit loans. You can read more about what each loan means in the “Frequently Asked Questions” section of this article.
Their website is relatively straightforward to navigate. It has an intuitive user interface, and you will not have any issue finding what you need. Besides the information about the loan in our article, if you still do not feel confident about what each loan means, they also provide you with information to educate you regarding loan types.